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Accounting software for small nonprofits

You have a few volunteers or staff in the books, a tight budget, and a treasurer who changes every few years.

US list prices in USD, read from each vendor's public pricing page on Nov 14, 2026. Intro discounts are not counted. Sources.

Top matches for small nonprofits

We scored a typical setup: 3 users, about 3 invoices a month, an accountant. Your answers may differ, so the quiz is the better test.

Your match

1. Wave

  • Has a free plan
  • Easy to learn

Free plan available. Paid plans from $19/mo.

Visit Wave

2. Zoho Books

  • Solid general fit

Free plan available. Paid plans from $20/mo.

Visit Zoho Books

3. QuickBooks Online

  • Widely used by accountants
  • Handles several users well

Paid plans from $38/mo.

Visit QuickBooks Online

All five, scored

ToolFit scoreCheapest option
Wave16Free plan available. Paid plans from $19/mo.
Zoho Books16Free plan available. Paid plans from $20/mo.
QuickBooks Online14Paid plans from $38/mo.
Xero14Paid plans from $27/mo.
FreshBooks9Paid plans from $23/mo.

Fit score is the sum of weighted ratings on How we score. Higher is a better fit.

Fit ratings

Our fit ratingQuickBooks OnlineXeroFreshBooksZoho BooksWave
PayrollStrongGoodLimitedLimitedLimited
InventoryStrongGoodMinimal or noneStrongMinimal or none
InvoicingGoodGoodStrongGoodStrong
Accountant accessStrongStrongGoodGoodLimited
Several usersStrongStrongLimitedGoodLimited
Ease of learningGoodGoodStrongGoodStrong
Free planMinimal or noneMinimal or noneMinimal or noneGoodStrong

Ratings are our editorial judgments, published on How we score. They are not vendor claims.

Take the 90-second quiz  The quiz needs no email or phone number.

General software matching only. For tax rules that apply to small nonprofits, ask a tax professional.

How we are paid. Vendor links on this site go straight to each vendor's own pricing page. They are not referral links today, so we earn no commission from them. We plan to join vendor referral programs. When those links go live they will earn us a commission, this notice will say so, and results will still ignore commissions. This is software matching, not accounting or tax advice. Read the details.